Total monthly cost of ownership
Cost to Own a Home in Jasper, Florida
A $100,000 home here costs
$931per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $514. The real number is $417 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jasper against Hamilton County and Florida
| Measure | Jasper | Hamilton County |
|---|---|---|
| Median home value | $100,100 | $110,400 |
| Median property tax | $828 | $806 |
| Effective tax rate | 0.827% | 0.730% |
| Median gross rent | $744 | $819 |
| Population | 4,485 | 13,445 |
The weather behind that power bill
Jasper sits in Hamilton County, which averages a high of 90.2°F in its hottest month and a low of 38.4°F in its coldest, with 52.64" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,216 cooling and 1,722 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Hamilton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hamilton County
No other places of this size are published in Hamilton County.
Full Hamilton County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in Jasper?
A $100,000 home in Jasper, Florida costs approximately $931 per month with 20% down at 6.66%. That is $514 principal and interest, $69 property tax, $60 homeowners insurance, $204 utilities and $83 set aside for maintenance.
What is the property tax rate in Jasper?
Jasper has an effective property tax rate of 0.827%, based on a median home value of $100,100 and median real estate taxes of $828. That is higher than the Hamilton County average of 0.730%.
What is the average home price in Jasper?
The median owner-occupied home value in Jasper, Florida is $100,100, against $110,400 across Hamilton County.
Is it cheaper to rent or buy in Jasper?
Median gross rent in Jasper is $744 a month, against $931 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jasper — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.