Total monthly cost of ownership
Cost to Own a Home in Jackson Heights, North Carolina
A $132,000 home here costs
$1,102per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $679. The real number is $423 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jackson Heights against Lenoir County and North Carolina
| Measure | Jackson Heights | Lenoir County |
|---|---|---|
| Median home value | $132,300 | $111,400 |
| Median property tax | $745 | $985 |
| Effective tax rate | 0.563% | 0.884% |
| Median gross rent | $742 | $814 |
| Population | 1,002 | 54,917 |
The weather behind that power bill
Jackson Heights sits in Lenoir County, which averages a high of 90.6°F in its hottest month and a low of 35.3°F in its coldest, with 52.86" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,014 cooling and 2,503 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Lenoir County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lenoir County
Full Lenoir County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Jackson Heights?
A $132,000 home in Jackson Heights, North Carolina costs approximately $1,102 per month with 20% down at 6.66%. That is $679 principal and interest, $62 property tax, $48 homeowners insurance, $204 utilities and $110 set aside for maintenance.
What is the property tax rate in Jackson Heights?
Jackson Heights has an effective property tax rate of 0.563%, based on a median home value of $132,300 and median real estate taxes of $745. That is lower than the Lenoir County average of 0.884%.
What is the average home price in Jackson Heights?
The median owner-occupied home value in Jackson Heights, North Carolina is $132,300, against $111,400 across Lenoir County.
Is it cheaper to rent or buy in Jackson Heights?
Median gross rent in Jackson Heights is $742 a month, against $1,102 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jackson Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.