Total monthly cost of ownership
Cost to Own a Home in Jackson, Georgia
A $163,000 home here costs
$1,395per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $838. The real number is $557 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jackson against Butts County and Georgia
| Measure | Jackson | Butts County |
|---|---|---|
| Median home value | $163,300 | $227,800 |
| Median property tax | $1,684 | $1,886 |
| Effective tax rate | 1.031% | 0.828% |
| Median gross rent | $818 | $952 |
| Population | 5,648 | 26,074 |
The weather behind that power bill
Jackson sits in Butts County, which averages a high of 91.8°F in its hottest month and a low of 31.7°F in its coldest, with 51.15" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,844 cooling and 2,908 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Butts County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Butts County
Common questions
How much does it cost to own a home in Jackson?
A $163,000 home in Jackson, Georgia costs approximately $1,395 per month with 20% down at 6.66%. That is $838 principal and interest, $140 property tax, $71 homeowners insurance, $210 utilities and $136 set aside for maintenance.
What is the property tax rate in Jackson?
Jackson has an effective property tax rate of 1.031%, based on a median home value of $163,300 and median real estate taxes of $1,684. That is higher than the Butts County average of 0.828%.
What is the average home price in Jackson?
The median owner-occupied home value in Jackson, Georgia is $163,300, against $227,800 across Butts County.
Is it cheaper to rent or buy in Jackson?
Median gross rent in Jackson is $818 a month, against $1,395 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jackson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.