Total monthly cost of ownership
Cost to Own a Home in Jacksboro, Texas
A $142,000 home here costs
$1,370per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $730. The real number is $640 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jacksboro against Jack County and Texas
| Measure | Jacksboro | Jack County |
|---|---|---|
| Median home value | $141,900 | $174,800 |
| Median property tax | $2,543 | $2,266 |
| Effective tax rate | 1.792% | 1.296% |
| Median gross rent | $803 | $968 |
| Population | 4,151 | 8,623 |
The weather behind that power bill
Jacksboro sits in Jack County, which averages a high of 95.8°F in its hottest month and a low of 29.5°F in its coldest, with 32.66" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,345 cooling and 2,865 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Jack County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jack County
No other places of this size are published in Jack County.
Common questions
How much does it cost to own a home in Jacksboro?
A $142,000 home in Jacksboro, Texas costs approximately $1,370 per month with 20% down at 6.66%. That is $730 principal and interest, $212 property tax, $94 homeowners insurance, $216 utilities and $118 set aside for maintenance.
What is the property tax rate in Jacksboro?
Jacksboro has an effective property tax rate of 1.792%, based on a median home value of $141,900 and median real estate taxes of $2,543. That is higher than the Jack County average of 1.296%.
What is the average home price in Jacksboro?
The median owner-occupied home value in Jacksboro, Texas is $141,900, against $174,800 across Jack County.
Is it cheaper to rent or buy in Jacksboro?
Median gross rent in Jacksboro is $803 a month, against $1,370 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jacksboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.