Total monthly cost of ownership
Cost to Own a Home in Jacksboro, Tennessee
A $204,000 home here costs
$1,566per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,049. The real number is $517 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Jacksboro against Campbell County and Tennessee
| Measure | Jacksboro | Campbell County |
|---|---|---|
| Median home value | $204,000 | $169,500 |
| Median property tax | $759 | $651 |
| Effective tax rate | 0.372% | 0.384% |
| Median gross rent | $704 | $715 |
| Population | 2,780 | 39,568 |
The weather behind that power bill
Jacksboro sits in Campbell County, which averages a high of 86.2°F in its hottest month and a low of 25.6°F in its coldest, with 54.56" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,075 cooling and 4,333 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Campbell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Campbell County
Full Campbell County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Jacksboro?
A $204,000 home in Jacksboro, Tennessee costs approximately $1,566 per month with 20% down at 6.66%. That is $1,049 principal and interest, $63 property tax, $86 homeowners insurance, $198 utilities and $170 set aside for maintenance.
What is the property tax rate in Jacksboro?
Jacksboro has an effective property tax rate of 0.372%, based on a median home value of $204,000 and median real estate taxes of $759. That is lower than the Campbell County average of 0.384%.
What is the average home price in Jacksboro?
The median owner-occupied home value in Jacksboro, Tennessee is $204,000, against $169,500 across Campbell County.
Is it cheaper to rent or buy in Jacksboro?
Median gross rent in Jacksboro is $704 a month, against $1,566 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Jacksboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.