Total monthly cost of ownership
Cost to Own a Home in Ixonia, Wisconsin
A $341,000 home here costs
$2,739per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,753. The real number is $986 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ixonia against Jefferson County and Wisconsin
| Measure | Ixonia | Jefferson County |
|---|---|---|
| Median home value | $340,800 | $253,800 |
| Median property tax | $4,417 | $3,988 |
| Effective tax rate | 1.296% | 1.571% |
| Median gross rent | $1,161 | $1,012 |
| Population | 2,470 | 85,867 |
The weather behind that power bill
Ixonia sits in Jefferson County, which averages a high of 82.4°F in its hottest month and a low of 11.0°F in its coldest, with 38.74" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 678 cooling and 7,125 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Ixonia?
A $341,000 home in Ixonia, Wisconsin costs approximately $2,739 per month with 20% down at 6.66%. That is $1,753 principal and interest, $368 property tax, $88 homeowners insurance, $245 utilities and $284 set aside for maintenance.
What is the property tax rate in Ixonia?
Ixonia has an effective property tax rate of 1.296%, based on a median home value of $340,800 and median real estate taxes of $4,417. That is lower than the Jefferson County average of 1.571%.
What is the average home price in Ixonia?
The median owner-occupied home value in Ixonia, Wisconsin is $340,800, against $253,800 across Jefferson County.
Is it cheaper to rent or buy in Ixonia?
Median gross rent in Ixonia is $1,161 a month, against $2,739 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ixonia — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.