Total monthly cost of ownership
Cost to Own a Home in Ingleside, Texas
A $179,000 home here costs
$1,650per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $920. The real number is $730 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ingleside against Nueces County and Texas
| Measure | Ingleside | Nueces County |
|---|---|---|
| Median home value | $179,300 | $194,700 |
| Median property tax | $2,965 | $3,268 |
| Effective tax rate | 1.654% | 1.678% |
| Median gross rent | $1,229 | $1,224 |
| Population | 9,861 | 352,829 |
Ingleside extends across 2 counties. Figures here use Nueces County, where most of its housing sits.
The weather behind that power bill
Ingleside sits in Nueces County, which averages a high of 95.0°F in its hottest month and a low of 48.0°F in its coldest, with 31.74" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 3,737 cooling and 801 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Nueces County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Nueces County
Common questions
How much does it cost to own a home in Ingleside?
A $179,000 home in Ingleside, Texas costs approximately $1,650 per month with 20% down at 6.66%. That is $920 principal and interest, $247 property tax, $118 homeowners insurance, $216 utilities and $149 set aside for maintenance.
What is the property tax rate in Ingleside?
Ingleside has an effective property tax rate of 1.654%, based on a median home value of $179,300 and median real estate taxes of $2,965. That is lower than the Nueces County average of 1.678%.
What is the average home price in Ingleside?
The median owner-occupied home value in Ingleside, Texas is $179,300, against $194,700 across Nueces County.
Is it cheaper to rent or buy in Ingleside?
Median gross rent in Ingleside is $1,229 a month, against $1,650 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ingleside — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.