Total monthly cost of ownership
Cost to Own a Home in Indian Hills, Colorado
A $757,000 home here costs
$5,194per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,892. The real number is $1,302 higher every month — 33% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Indian Hills against Jefferson County and Colorado
| Measure | Indian Hills | Jefferson County |
|---|---|---|
| Median home value | $757,400 | $604,400 |
| Median property tax | $2,860 | $2,867 |
| Effective tax rate | 0.378% | 0.474% |
| Median gross rent | — | $1,792 |
| Population | 1,320 | 579,715 |
The weather behind that power bill
Indian Hills sits in Jefferson County, which averages a high of 81.2°F in its hottest month and a low of 12.5°F in its coldest, with 18.62" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 99 cooling and 7,467 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Colorado
Common questions
How much does it cost to own a home in Indian Hills?
A $757,000 home in Indian Hills, Colorado costs approximately $5,194 per month with 20% down at 6.66%. That is $3,892 principal and interest, $238 property tax, $220 homeowners insurance, $213 utilities and $631 set aside for maintenance.
What is the property tax rate in Indian Hills?
Indian Hills has an effective property tax rate of 0.378%, based on a median home value of $757,400 and median real estate taxes of $2,860. That is lower than the Jefferson County average of 0.474%.
What is the average home price in Indian Hills?
The median owner-occupied home value in Indian Hills, Colorado is $757,400, against $604,400 across Jefferson County.
Is it cheaper to rent or buy in Indian Hills?
Rent data is not published for Indian Hills at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Indian Hills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.