Cost to Own
United StatesVirginiaFairfax CountyHybla Valley Population 17,877 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hybla Valley, Virginia

A $523,000 home here costs

$3,966

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,689. The real number is $1,277 higher every month — 47% more than the payment most buyers budget for.

Hybla Valley median: $523,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $418,400 borrowed $2,689
Property tax1.116% effective rate for Hybla Valley itself $486
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $129
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $436
Total monthly $3,966

Hybla Valley against Fairfax County and Virginia

MeasureHybla ValleyFairfax County
Median home value$523,000$699,700
Median property tax$5,839$7,072
Effective tax rate1.116%1.011%
Median gross rent$1,712$2,230
Population17,8771,144,474

The weather behind that power bill

Hybla Valley sits in Fairfax County, which averages a high of 83.8°F in its hottest month and a low of 23.4°F in its coldest, with 43.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 964 cooling and 4,931 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Fairfax County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fairfax County

Full Fairfax County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Hybla Valley?

A $523,000 home in Hybla Valley, Virginia costs approximately $3,966 per month with 20% down at 6.66%. That is $2,689 principal and interest, $486 property tax, $129 homeowners insurance, $226 utilities and $436 set aside for maintenance.

What is the property tax rate in Hybla Valley?

Hybla Valley has an effective property tax rate of 1.116%, based on a median home value of $523,000 and median real estate taxes of $5,839. That is higher than the Fairfax County average of 1.011%.

What is the average home price in Hybla Valley?

The median owner-occupied home value in Hybla Valley, Virginia is $523,000, against $699,700 across Fairfax County.

Is it cheaper to rent or buy in Hybla Valley?

Median gross rent in Hybla Valley is $1,712 a month, against $3,966 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hybla Valley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology