Cost to Own
United StatesUtahWashington CountyHurricane Population 21,677 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hurricane, Utah

A $411,000 home here costs

$2,856

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,113. The real number is $743 higher every month — 35% more than the payment most buyers budget for.

Hurricane median: $411,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $328,800 borrowed $2,113
Property tax0.450% effective rate for Hurricane itself $154
Homeowners insuranceUtah averages $831/yr (NAIC), or 0.18% of home value $62
Electricity12.96¢/kWh — Utah residential average, EIA $117
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $343
Total monthly $2,856

Hurricane against Washington County and Utah

MeasureHurricaneWashington County
Median home value$411,400$465,600
Median property tax$1,852$2,076
Effective tax rate0.450%0.446%
Median gross rent$1,235$1,464
Population21,677189,827

The weather behind that power bill

Hurricane sits in Washington County, which averages a high of 92.1°F in its hottest month and a low of 27.6°F in its coldest, with 14.23" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,211 cooling and 4,258 heating degree days, which is what sets the $117 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Utah

Common questions

How much does it cost to own a home in Hurricane?

A $411,000 home in Hurricane, Utah costs approximately $2,856 per month with 20% down at 6.66%. That is $2,113 principal and interest, $154 property tax, $62 homeowners insurance, $185 utilities and $343 set aside for maintenance.

What is the property tax rate in Hurricane?

Hurricane has an effective property tax rate of 0.450%, based on a median home value of $411,400 and median real estate taxes of $1,852. That is in line with the Washington County average of 0.446%.

What is the average home price in Hurricane?

The median owner-occupied home value in Hurricane, Utah is $411,400, against $465,600 across Washington County.

Is it cheaper to rent or buy in Hurricane?

Median gross rent in Hurricane is $1,235 a month, against $2,856 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hurricane — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Utah.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology