Cost to Own
United StatesNew YorkSullivan CountyHurleyville Population 1,249 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hurleyville, New York

A $294,000 home here costs

$2,529

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,511. The real number is $1,018 higher every month — 67% more than the payment most buyers budget for.

Hurleyville median: $293,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $235,200 borrowed $1,511
Property tax1.515% effective rate for Hurleyville itself $371
Homeowners insuranceNew York averages $1,455/yr (NAIC), or 0.264% of home value $65
Electricity29.93¢/kWh — New York residential average, EIA $269
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $245
Total monthly $2,529

Hurleyville against Sullivan County and New York

MeasureHurleyvilleSullivan County
Median home value$293,600$234,800
Median property tax$4,448$5,082
Effective tax rate1.515%2.164%
Median gross rent$928$999
Population1,24979,147

The weather behind that power bill

Hurleyville sits in Sullivan County, which averages a high of 78.9°F in its hottest month and a low of 13.2°F in its coldest, with 53.08" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 292 cooling and 7,444 heating degree days, which is what sets the $269 electricity line above.

See the full climate breakdown for Sullivan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Sullivan County

Full Sullivan County cost breakdown · Every county in New York

Common questions

How much does it cost to own a home in Hurleyville?

A $294,000 home in Hurleyville, New York costs approximately $2,529 per month with 20% down at 6.66%. That is $1,511 principal and interest, $371 property tax, $65 homeowners insurance, $337 utilities and $245 set aside for maintenance.

What is the property tax rate in Hurleyville?

Hurleyville has an effective property tax rate of 1.515%, based on a median home value of $293,600 and median real estate taxes of $4,448. That is lower than the Sullivan County average of 2.164%.

What is the average home price in Hurleyville?

The median owner-occupied home value in Hurleyville, New York is $293,600, against $234,800 across Sullivan County.

Is it cheaper to rent or buy in Hurleyville?

Median gross rent in Hurleyville is $928 a month, against $2,529 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hurleyville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New York.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology