Total monthly cost of ownership
Cost to Own a Home in Huntingtown, Maryland
A $594,000 home here costs
$4,338per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,054. The real number is $1,284 higher every month — 42% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Huntingtown against Calvert County and Maryland
| Measure | Huntingtown | Calvert County |
|---|---|---|
| Median home value | $593,500 | $440,200 |
| Median property tax | $4,522 | $3,858 |
| Effective tax rate | 0.762% | 0.876% |
| Median gross rent | $1,852 | $1,701 |
| Population | 2,634 | 93,791 |
The weather behind that power bill
Huntingtown sits in Calvert County, which averages a high of 87.3°F in its hottest month and a low of 29.5°F in its coldest, with 45.3" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,508 cooling and 3,927 heating degree days, which is what sets the $196 electricity line above.
See the full climate breakdown for Calvert County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Calvert County
Full Calvert County cost breakdown · Every county in Maryland
Common questions
How much does it cost to own a home in Huntingtown?
A $594,000 home in Huntingtown, Maryland costs approximately $4,338 per month with 20% down at 6.66%. That is $3,054 principal and interest, $377 property tax, $149 homeowners insurance, $264 utilities and $495 set aside for maintenance.
What is the property tax rate in Huntingtown?
Huntingtown has an effective property tax rate of 0.762%, based on a median home value of $593,500 and median real estate taxes of $4,522. That is lower than the Calvert County average of 0.876%.
What is the average home price in Huntingtown?
The median owner-occupied home value in Huntingtown, Maryland is $593,500, against $440,200 across Calvert County.
Is it cheaper to rent or buy in Huntingtown?
Median gross rent in Huntingtown is $1,852 a month, against $4,338 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Huntingtown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Maryland.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.