Total monthly cost of ownership
Cost to Own a Home in Huntington, Utah
A $193,000 home here costs
$1,515per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $65,000 a year.
A standard mortgage calculator would have told you $1,052. The real number is $463 higher every month, 44% more than the payment most buyers budget for.
Compare Emery County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Huntington from a five-year rolling sample, and with about 2,271 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Emery County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Huntington against Emery County and Utah
| Measure | Huntington | Emery County |
|---|---|---|
| Median home value | $192,700 | $197,100 |
| Median property tax | $1,225 | $1,151 |
| Effective tax rate | 0.636% | 0.584% |
| Median gross rent | $674 | $696 |
| Population | 2,271 | 9,968 |
The weather behind that power bill
Huntington sits in Emery County, which averages a high of 90.2°F in its hottest month and a low of 15.7°F in its coldest, with 8.4" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 744 cooling and 6,380 heating degree days, which is what sets the $103 electricity line above.
See the full climate breakdown for Emery County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Emery County
Talk to someone who works this market
These are Huntington averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Huntington every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Huntington?
A $193,000 home in Huntington, Utah costs approximately $1,515 per month with 20% down at 7.24%. That is $1,052 principal and interest, $102 property tax, $29 homeowners insurance, $171 utilities and $161 set aside for maintenance.
What is the property tax rate in Huntington?
Huntington has an effective property tax rate of 0.636%, based on a median home value of $192,700 and median real estate taxes of $1,225. That is higher than the Emery County average of 0.584%.
What is the average home price in Huntington?
The median owner-occupied home value in Huntington, Utah is $192,700, against $197,100 across Emery County.
Is it cheaper to rent or buy in Huntington?
Median gross rent in Huntington is $674 a month, against $1,515 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Huntington?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Huntington, Utah at today's rate takes a household income of roughly $65,000 a year. That covers the full $1,515 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Huntington, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Utah.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.