Total monthly cost of ownership
Cost to Own a Home in Huntingburg, Indiana
A $127,000 home here costs
$1,123per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $653. The real number is $470 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Huntingburg against Dubois County and Indiana
| Measure | Huntingburg | Dubois County |
|---|---|---|
| Median home value | $126,500 | $212,500 |
| Median property tax | $940 | $1,382 |
| Effective tax rate | 0.743% | 0.650% |
| Median gross rent | $825 | $801 |
| Population | 6,504 | 43,563 |
The weather behind that power bill
Huntingburg sits in Dubois County, which averages a high of 86.6°F in its hottest month and a low of 25.7°F in its coldest, with 49.63" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,337 cooling and 4,205 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Dubois County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dubois County
Common questions
How much does it cost to own a home in Huntingburg?
A $127,000 home in Huntingburg, Indiana costs approximately $1,123 per month with 20% down at 6.66%. That is $653 principal and interest, $79 property tax, $54 homeowners insurance, $231 utilities and $106 set aside for maintenance.
What is the property tax rate in Huntingburg?
Huntingburg has an effective property tax rate of 0.743%, based on a median home value of $126,500 and median real estate taxes of $940. That is higher than the Dubois County average of 0.650%.
What is the average home price in Huntingburg?
The median owner-occupied home value in Huntingburg, Indiana is $126,500, against $212,500 across Dubois County.
Is it cheaper to rent or buy in Huntingburg?
Median gross rent in Huntingburg is $825 a month, against $1,123 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Huntingburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Indiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.