Total monthly cost of ownership
Cost to Own a Home in Hudson, Texas
A $169,000 home here costs
$1,607per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $69,000 a year.
A standard mortgage calculator would have told you $921. The real number is $686 higher every month, 74% more than the payment most buyers budget for.
Compare Angelina County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hudson against Angelina County and Texas
| Measure | Hudson | Angelina County |
|---|---|---|
| Median home value | $169,000 | $149,800 |
| Median property tax | $2,286 | $1,872 |
| Effective tax rate | 1.353% | 1.250% |
| Median gross rent | $1,131 | $1,056 |
| Population | 5,017 | 86,791 |
The weather behind that power bill
Hudson sits in Angelina County, which averages a high of 93.7°F in its hottest month and a low of 37.5°F in its coldest, with 50.27" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,524 cooling and 1,973 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Angelina County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Angelina County
Talk to someone who works this market
These are Hudson averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Hudson every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Hudson I already own here and may sell
Common questions
How much does it cost to own a home in Hudson?
A $169,000 home in Hudson, Texas costs approximately $1,607 per month with 20% down at 7.24%. That is $921 principal and interest, $191 property tax, $112 homeowners insurance, $242 utilities and $141 set aside for maintenance.
What is the property tax rate in Hudson?
Hudson has an effective property tax rate of 1.353%, based on a median home value of $169,000 and median real estate taxes of $2,286. That is higher than the Angelina County average of 1.250%.
What is the average home price in Hudson?
The median owner-occupied home value in Hudson, Texas is $169,000, against $149,800 across Angelina County.
Is it cheaper to rent or buy in Hudson?
Median gross rent in Hudson is $1,131 a month, against $1,607 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Hudson?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Hudson, Texas at today's rate takes a household income of roughly $69,000 a year. That covers the full $1,607 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hudson, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.