Total monthly cost of ownership
Cost to Own a Home in Hudson, Texas
A $169,000 home here costs
$1,528per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $869. The real number is $659 higher every month — 76% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hudson against Angelina County and Texas
| Measure | Hudson | Angelina County |
|---|---|---|
| Median home value | $169,000 | $149,800 |
| Median property tax | $2,286 | $1,872 |
| Effective tax rate | 1.353% | 1.250% |
| Median gross rent | $1,131 | $1,056 |
| Population | 5,017 | 86,791 |
The weather behind that power bill
Hudson sits in Angelina County, which averages a high of 93.7°F in its hottest month and a low of 37.5°F in its coldest, with 50.27" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,524 cooling and 1,973 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Angelina County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Angelina County
Common questions
How much does it cost to own a home in Hudson?
A $169,000 home in Hudson, Texas costs approximately $1,528 per month with 20% down at 6.66%. That is $869 principal and interest, $191 property tax, $112 homeowners insurance, $216 utilities and $141 set aside for maintenance.
What is the property tax rate in Hudson?
Hudson has an effective property tax rate of 1.353%, based on a median home value of $169,000 and median real estate taxes of $2,286. That is higher than the Angelina County average of 1.250%.
What is the average home price in Hudson?
The median owner-occupied home value in Hudson, Texas is $169,000, against $149,800 across Angelina County.
Is it cheaper to rent or buy in Hudson?
Median gross rent in Hudson is $1,131 a month, against $1,528 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hudson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.