Total monthly cost of ownership
Cost to Own a Home in Hollister, California
A $679,000 home here costs
$4,992per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,491. The real number is $1,501 higher every month — 43% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hollister against San Benito County and California
| Measure | Hollister | San Benito County |
|---|---|---|
| Median home value | $679,300 | $751,500 |
| Median property tax | $5,555 | $6,078 |
| Effective tax rate | 0.818% | 0.809% |
| Median gross rent | $1,846 | $1,922 |
| Population | 43,003 | 66,056 |
The weather behind that power bill
Hollister sits in San Benito County, which averages a high of 95.9°F in its hottest month and a low of 33.4°F in its coldest, with 16.57" of precipitation a year and 60% of it in a single three-month stretch. That climate drives 920 cooling and 2,857 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for San Benito County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in San Benito County
Full San Benito County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Hollister?
A $679,000 home in Hollister, California costs approximately $4,992 per month with 20% down at 6.66%. That is $3,491 principal and interest, $463 property tax, $105 homeowners insurance, $367 utilities and $566 set aside for maintenance.
What is the property tax rate in Hollister?
Hollister has an effective property tax rate of 0.818%, based on a median home value of $679,300 and median real estate taxes of $5,555. That is in line with the San Benito County average of 0.809%.
What is the average home price in Hollister?
The median owner-occupied home value in Hollister, California is $679,300, against $751,500 across San Benito County.
Is it cheaper to rent or buy in Hollister?
Median gross rent in Hollister is $1,846 a month, against $4,992 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hollister — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.