Total monthly cost of ownership
Cost to Own a Home in Holcomb, Kansas
A $207,000 home here costs
$1,801per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,064. The real number is $737 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Holcomb against Finney County and Kansas
| Measure | Holcomb | Finney County |
|---|---|---|
| Median home value | $206,600 | $191,100 |
| Median property tax | $2,874 | $2,733 |
| Effective tax rate | 1.391% | 1.430% |
| Median gross rent | $821 | $991 |
| Population | 2,582 | 38,001 |
The weather behind that power bill
Holcomb sits in Finney County, which averages a high of 92.2°F in its hottest month and a low of 17.6°F in its coldest, with 18.95" of precipitation a year and 50% of it in a single three-month stretch. That climate drives 1,325 cooling and 5,174 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Finney County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Finney County
Common questions
How much does it cost to own a home in Holcomb?
A $207,000 home in Holcomb, Kansas costs approximately $1,801 per month with 20% down at 6.66%. That is $1,064 principal and interest, $240 property tax, $121 homeowners insurance, $204 utilities and $173 set aside for maintenance.
What is the property tax rate in Holcomb?
Holcomb has an effective property tax rate of 1.391%, based on a median home value of $206,600 and median real estate taxes of $2,874. That is lower than the Finney County average of 1.430%.
What is the average home price in Holcomb?
The median owner-occupied home value in Holcomb, Kansas is $206,600, against $191,100 across Finney County.
Is it cheaper to rent or buy in Holcomb?
Median gross rent in Holcomb is $821 a month, against $1,801 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Holcomb — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.