Total monthly cost of ownership
Cost to Own a Home in Hogansville, Georgia
A $140,000 home here costs
$1,248per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $720. The real number is $528 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hogansville against Troup County and Georgia
| Measure | Hogansville | Troup County |
|---|---|---|
| Median home value | $139,700 | $187,800 |
| Median property tax | $1,682 | $1,826 |
| Effective tax rate | 1.204% | 0.972% |
| Median gross rent | $1,163 | $1,044 |
| Population | 3,243 | 69,821 |
The weather behind that power bill
Hogansville sits in Troup County, which averages a high of 88.8°F in its hottest month and a low of 32.2°F in its coldest, with 53.03" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,670 cooling and 2,790 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Troup County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Troup County
Common questions
How much does it cost to own a home in Hogansville?
A $140,000 home in Hogansville, Georgia costs approximately $1,248 per month with 20% down at 6.66%. That is $720 principal and interest, $140 property tax, $61 homeowners insurance, $210 utilities and $117 set aside for maintenance.
What is the property tax rate in Hogansville?
Hogansville has an effective property tax rate of 1.204%, based on a median home value of $139,700 and median real estate taxes of $1,682. That is higher than the Troup County average of 0.972%.
What is the average home price in Hogansville?
The median owner-occupied home value in Hogansville, Georgia is $139,700, against $187,800 across Troup County.
Is it cheaper to rent or buy in Hogansville?
Median gross rent in Hogansville is $1,163 a month, against $1,248 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hogansville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.