Total monthly cost of ownership
Cost to Own a Home in Hinton, West Virginia
A $92,000 home here costs
$857per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $473. The real number is $384 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hinton against Summers County and West Virginia
| Measure | Hinton | Summers County |
|---|---|---|
| Median home value | $92,400 | $126,100 |
| Median property tax | $482 | $384 |
| Effective tax rate | 0.522% | 0.305% |
| Median gross rent | $907 | $922 |
| Population | 2,413 | 11,833 |
The weather behind that power bill
Hinton sits in Summers County, which averages a high of 85.4°F in its hottest month and a low of 24.8°F in its coldest, with 41.01" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,028 cooling and 4,657 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Summers County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Summers County
No other places of this size are published in Summers County.
Full Summers County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Hinton?
A $92,000 home in Hinton, West Virginia costs approximately $857 per month with 20% down at 6.66%. That is $473 principal and interest, $40 property tax, $48 homeowners insurance, $219 utilities and $77 set aside for maintenance.
What is the property tax rate in Hinton?
Hinton has an effective property tax rate of 0.522%, based on a median home value of $92,400 and median real estate taxes of $482. That is higher than the Summers County average of 0.305%.
What is the average home price in Hinton?
The median owner-occupied home value in Hinton, West Virginia is $92,400, against $126,100 across Summers County.
Is it cheaper to rent or buy in Hinton?
Median gross rent in Hinton is $907 a month, against $857 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hinton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.