Total monthly cost of ownership
Cost to Own a Home in Hinton, Oklahoma
A $174,000 home here costs
$1,496per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $895. The real number is $601 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hinton against Caddo County and Oklahoma
| Measure | Hinton | Caddo County |
|---|---|---|
| Median home value | $173,600 | $109,900 |
| Median property tax | $1,188 | $627 |
| Effective tax rate | 0.684% | 0.571% |
| Median gross rent | $914 | $715 |
| Population | 4,886 | 26,626 |
The weather behind that power bill
Hinton sits in Caddo County, which averages a high of 96.8°F in its hottest month and a low of 28.1°F in its coldest, with 27.99" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,307 cooling and 3,406 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Caddo County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Caddo County
Common questions
How much does it cost to own a home in Hinton?
A $174,000 home in Hinton, Oklahoma costs approximately $1,496 per month with 20% down at 6.66%. That is $895 principal and interest, $99 property tax, $169 homeowners insurance, $188 utilities and $145 set aside for maintenance.
What is the property tax rate in Hinton?
Hinton has an effective property tax rate of 0.684%, based on a median home value of $173,600 and median real estate taxes of $1,188. That is higher than the Caddo County average of 0.571%.
What is the average home price in Hinton?
The median owner-occupied home value in Hinton, Oklahoma is $173,600, against $109,900 across Caddo County.
Is it cheaper to rent or buy in Hinton?
Median gross rent in Hinton is $914 a month, against $1,496 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hinton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.