Total monthly cost of ownership
Cost to Own a Home in Hicksville, Ohio
A $143,000 home here costs
$1,306per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $56,000 a year.
A standard mortgage calculator would have told you $780. The real number is $527 higher every month, 68% more than the payment most buyers budget for.
Compare Defiance County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Hicksville from a five-year rolling sample, and with about 3,228 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Defiance County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hicksville against Defiance County and Ohio
| Measure | Hicksville | Defiance County |
|---|---|---|
| Median home value | $142,500 | $150,900 |
| Median property tax | $1,463 | $1,686 |
| Effective tax rate | 1.027% | 1.117% |
| Median gross rent | $733 | $826 |
| Population | 3,228 | 38,258 |
The weather behind that power bill
Hicksville sits in Defiance County, which averages a high of 83.7°F in its hottest month and a low of 18.1°F in its coldest, with 32.95" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 747 cooling and 6,179 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Defiance County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Defiance County
Talk to someone who works this market
These are Hicksville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Hicksville every week. Free, no obligation, and we never sell your details to a list.
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Common questions
How much does it cost to own a home in Hicksville?
A $143,000 home in Hicksville, Ohio costs approximately $1,306 per month with 20% down at 7.24%. That is $780 principal and interest, $122 property tax, $53 homeowners insurance, $232 utilities and $119 set aside for maintenance.
What is the property tax rate in Hicksville?
Hicksville has an effective property tax rate of 1.027%, based on a median home value of $142,500 and median real estate taxes of $1,463. That is lower than the Defiance County average of 1.117%.
What is the average home price in Hicksville?
The median owner-occupied home value in Hicksville, Ohio is $142,500, against $150,900 across Defiance County.
Is it cheaper to rent or buy in Hicksville?
Median gross rent in Hicksville is $733 a month, against $1,306 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Hicksville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Hicksville, Ohio at today's rate takes a household income of roughly $56,000 a year. That covers the full $1,306 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hicksville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.