Total monthly cost of ownership
Cost to Own a Home in Herington, Kansas
A $79,000 home here costs
$884per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $38,000 a year.
A standard mortgage calculator would have told you $431. The real number is $453 higher every month, 105% more than the payment most buyers budget for.
Compare Dickinson County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Herington from a five-year rolling sample, and with about 2,105 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Dickinson County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Herington against Dickinson County and Kansas
| Measure | Herington | Dickinson County |
|---|---|---|
| Median home value | $79,000 | $148,500 |
| Median property tax | $1,654 | $2,123 |
| Effective tax rate | 2.094% | 1.430% |
| Median gross rent | $916 | $809 |
| Population | 2,105 | 18,423 |
Herington extends across 2 counties. Figures here use Dickinson County, where most of its housing sits.
The weather behind that power bill
Herington sits in Dickinson County, which averages a high of 94.4°F in its hottest month and a low of 21.7°F in its coldest, with 34.28" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,803 cooling and 4,491 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Dickinson County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dickinson County
Full Dickinson County cost breakdown · Every county in Kansas
Talk to someone who works this market
These are Herington averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Herington every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Herington I already own here and may sell
Common questions
How much does it cost to own a home in Herington?
A $79,000 home in Herington, Kansas costs approximately $884 per month with 20% down at 7.24%. That is $431 principal and interest, $138 property tax, $46 homeowners insurance, $204 utilities and $66 set aside for maintenance.
What is the property tax rate in Herington?
Herington has an effective property tax rate of 2.094%, based on a median home value of $79,000 and median real estate taxes of $1,654. That is higher than the Dickinson County average of 1.430%.
What is the average home price in Herington?
The median owner-occupied home value in Herington, Kansas is $79,000, against $148,500 across Dickinson County.
Is it cheaper to rent or buy in Herington?
Median gross rent in Herington is $916 a month, against $884 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Herington?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Herington, Kansas at today's rate takes a household income of roughly $38,000 a year. That covers the full $884 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Herington, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Kansas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.