Total monthly cost of ownership
Cost to Own a Home in Henryville, Indiana
A $190,000 home here costs
$1,543per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $977. The real number is $566 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Henryville against Clark County and Indiana
| Measure | Henryville | Clark County |
|---|---|---|
| Median home value | $190,200 | $212,400 |
| Median property tax | $1,143 | $1,566 |
| Effective tax rate | 0.601% | 0.737% |
| Median gross rent | $738 | $1,058 |
| Population | 1,804 | 122,800 |
The weather behind that power bill
Henryville sits in Clark County, which averages a high of 87.9°F in its hottest month and a low of 27.1°F in its coldest, with 48.12" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,543 cooling and 4,150 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clark County
Common questions
How much does it cost to own a home in Henryville?
A $190,000 home in Henryville, Indiana costs approximately $1,543 per month with 20% down at 6.66%. That is $977 principal and interest, $95 property tax, $81 homeowners insurance, $231 utilities and $158 set aside for maintenance.
What is the property tax rate in Henryville?
Henryville has an effective property tax rate of 0.601%, based on a median home value of $190,200 and median real estate taxes of $1,143. That is lower than the Clark County average of 0.737%.
What is the average home price in Henryville?
The median owner-occupied home value in Henryville, Indiana is $190,200, against $212,400 across Clark County.
Is it cheaper to rent or buy in Henryville?
Median gross rent in Henryville is $738 a month, against $1,543 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Henryville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Indiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.