Cost to Own
United StatesTexasJim Hogg CountyHebbronville Population 4,324 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hebbronville, Texas

A $132,000 home here costs

$1,239

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $679. The real number is $561 higher every month — 83% more than the payment most buyers budget for.

Hebbronville median: $132,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $105,600 borrowed $679
Property tax1.341% effective rate for Hebbronville itself $148
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $87
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $110
Total monthly $1,239

Hebbronville against Jim Hogg County and Texas

MeasureHebbronvilleJim Hogg County
Median home value$132,400$125,600
Median property tax$1,775$1,775
Effective tax rate1.341%1.413%
Median gross rent$821$820
Population4,3244,797

The weather behind that power bill

Hebbronville sits in Jim Hogg County, which averages a high of 99.9°F in its hottest month and a low of 46.0°F in its coldest, with 22.71" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 4,113 cooling and 822 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Jim Hogg County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jim Hogg County

No other places of this size are published in Jim Hogg County.

Full Jim Hogg County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Hebbronville?

A $132,000 home in Hebbronville, Texas costs approximately $1,239 per month with 20% down at 6.66%. That is $679 principal and interest, $148 property tax, $87 homeowners insurance, $216 utilities and $110 set aside for maintenance.

What is the property tax rate in Hebbronville?

Hebbronville has an effective property tax rate of 1.341%, based on a median home value of $132,400 and median real estate taxes of $1,775. That is lower than the Jim Hogg County average of 1.413%.

What is the average home price in Hebbronville?

The median owner-occupied home value in Hebbronville, Texas is $132,400, against $125,600 across Jim Hogg County.

Is it cheaper to rent or buy in Hebbronville?

Median gross rent in Hebbronville is $821 a month, against $1,239 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hebbronville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology