Total monthly cost of ownership
Cost to Own a Home in Hazlehurst, Mississippi
A $109,000 home here costs
$1,054per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $560. The real number is $494 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hazlehurst against Copiah County and Mississippi
| Measure | Hazlehurst | Copiah County |
|---|---|---|
| Median home value | $109,400 | $105,600 |
| Median property tax | $1,093 | $833 |
| Effective tax rate | 0.999% | 0.789% |
| Median gross rent | $506 | $682 |
| Population | 3,547 | 27,994 |
The weather behind that power bill
Hazlehurst sits in Copiah County, which averages a high of 90.4°F in its hottest month and a low of 39.3°F in its coldest, with 61.64" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,291 cooling and 2,011 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Copiah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Copiah County
Full Copiah County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Hazlehurst?
A $109,000 home in Hazlehurst, Mississippi costs approximately $1,054 per month with 20% down at 6.66%. That is $560 principal and interest, $91 property tax, $99 homeowners insurance, $213 utilities and $91 set aside for maintenance.
What is the property tax rate in Hazlehurst?
Hazlehurst has an effective property tax rate of 0.999%, based on a median home value of $109,400 and median real estate taxes of $1,093. That is higher than the Copiah County average of 0.789%.
What is the average home price in Hazlehurst?
The median owner-occupied home value in Hazlehurst, Mississippi is $109,400, against $105,600 across Copiah County.
Is it cheaper to rent or buy in Hazlehurst?
Median gross rent in Hazlehurst is $506 a month, against $1,054 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hazlehurst — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.