Total monthly cost of ownership
Cost to Own a Home in Hazlehurst, Georgia
A $137,000 home here costs
$1,258per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $54,000 a year.
A standard mortgage calculator would have told you $747. The real number is $512 higher every month, 68% more than the payment most buyers budget for.
Compare Jeff Davis County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Hazlehurst from a five-year rolling sample, and with about 4,072 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Jeff Davis County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hazlehurst against Jeff Davis County and Georgia
| Measure | Hazlehurst | Jeff Davis County |
|---|---|---|
| Median home value | $137,400 | $109,300 |
| Median property tax | $1,192 | $1,016 |
| Effective tax rate | 0.868% | 0.930% |
| Median gross rent | $733 | $674 |
| Population | 4,072 | 14,838 |
The weather behind that power bill
Hazlehurst sits in Jeff Davis County, which averages a high of 92.4°F in its hottest month and a low of 37.9°F in its coldest, with 50.86" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,366 cooling and 1,921 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Jeff Davis County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jeff Davis County
No other places of this size are published in Jeff Davis County.
Full Jeff Davis County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Hazlehurst averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Hazlehurst every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Hazlehurst I already own here and may sell
Common questions
How much does it cost to own a home in Hazlehurst?
A $137,000 home in Hazlehurst, Georgia costs approximately $1,258 per month with 20% down at 7.24%. That is $747 principal and interest, $99 property tax, $59 homeowners insurance, $239 utilities and $114 set aside for maintenance.
What is the property tax rate in Hazlehurst?
Hazlehurst has an effective property tax rate of 0.868%, based on a median home value of $137,400 and median real estate taxes of $1,192. That is lower than the Jeff Davis County average of 0.930%.
What is the average home price in Hazlehurst?
The median owner-occupied home value in Hazlehurst, Georgia is $137,400, against $109,300 across Jeff Davis County.
Is it cheaper to rent or buy in Hazlehurst?
Median gross rent in Hazlehurst is $733 a month, against $1,258 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Hazlehurst?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Hazlehurst, Georgia at today's rate takes a household income of roughly $54,000 a year. That covers the full $1,258 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hazlehurst, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.