Cost to Own
United StatesGeorgiaJeff Davis CountyHazlehurst Population 4,072 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hazlehurst, Georgia

A $137,000 home here costs

$1,187

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $704. The real number is $483 higher every month — 69% more than the payment most buyers budget for.

Hazlehurst median: $137,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $109,600 borrowed $704
Property tax0.868% effective rate for Hazlehurst itself $99
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $59
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $114
Total monthly $1,187

Hazlehurst against Jeff Davis County and Georgia

MeasureHazlehurstJeff Davis County
Median home value$137,400$109,300
Median property tax$1,192$1,016
Effective tax rate0.868%0.930%
Median gross rent$733$674
Population4,07214,838

The weather behind that power bill

Hazlehurst sits in Jeff Davis County, which averages a high of 92.4°F in its hottest month and a low of 37.9°F in its coldest, with 50.86" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,366 cooling and 1,921 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Jeff Davis County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jeff Davis County

No other places of this size are published in Jeff Davis County.

Full Jeff Davis County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Hazlehurst?

A $137,000 home in Hazlehurst, Georgia costs approximately $1,187 per month with 20% down at 6.66%. That is $704 principal and interest, $99 property tax, $59 homeowners insurance, $210 utilities and $114 set aside for maintenance.

What is the property tax rate in Hazlehurst?

Hazlehurst has an effective property tax rate of 0.868%, based on a median home value of $137,400 and median real estate taxes of $1,192. That is lower than the Jeff Davis County average of 0.930%.

What is the average home price in Hazlehurst?

The median owner-occupied home value in Hazlehurst, Georgia is $137,400, against $109,300 across Jeff Davis County.

Is it cheaper to rent or buy in Hazlehurst?

Median gross rent in Hazlehurst is $733 a month, against $1,187 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hazlehurst — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology