Total monthly cost of ownership
Cost to Own a Home in Haynesville, Louisiana
A $75,000 home here costs
$728per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $386. The real number is $342 higher every month — 89% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Haynesville against Claiborne Parish and Louisiana
| Measure | Haynesville | Claiborne Parish |
|---|---|---|
| Median home value | $75,000 | $82,400 |
| Median property tax | $199 | $304 |
| Effective tax rate | 0.265% | 0.369% |
| Median gross rent | $396 | $619 |
| Population | 2,281 | 14,019 |
The weather behind that power bill
Haynesville sits in Claiborne Parish, which averages a high of 92.0°F in its hottest month and a low of 32.0°F in its coldest, with 56.99" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,010 cooling and 2,774 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Claiborne Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Claiborne Parish
Full Claiborne Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Haynesville?
A $75,000 home in Haynesville, Louisiana costs approximately $728 per month with 20% down at 6.66%. That is $386 principal and interest, $17 property tax, $68 homeowners insurance, $195 utilities and $63 set aside for maintenance.
What is the property tax rate in Haynesville?
Haynesville has an effective property tax rate of 0.265%, based on a median home value of $75,000 and median real estate taxes of $199. That is lower than the Claiborne Parish average of 0.369%.
What is the average home price in Haynesville?
The median owner-occupied home value in Haynesville, Louisiana is $75,000, against $82,400 across Claiborne Parish.
Is it cheaper to rent or buy in Haynesville?
Median gross rent in Haynesville is $396 a month, against $728 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Haynesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.