Total monthly cost of ownership
Cost to Own a Home in Hawkinsville, Georgia
A $149,000 home here costs
$1,371per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $59,000 a year.
A standard mortgage calculator would have told you $812. The real number is $558 higher every month, 69% more than the payment most buyers budget for.
Compare Pulaski County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Hawkinsville from a five-year rolling sample, and with about 3,986 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Pulaski County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hawkinsville against Pulaski County and Georgia
| Measure | Hawkinsville | Pulaski County |
|---|---|---|
| Median home value | $148,800 | $144,300 |
| Median property tax | $1,569 | $1,316 |
| Effective tax rate | 1.054% | 0.912% |
| Median gross rent | $779 | $789 |
| Population | 3,986 | 9,893 |
The weather behind that power bill
Hawkinsville sits in Pulaski County, which averages a high of 92.4°F in its hottest month and a low of 34.8°F in its coldest, with 48.54" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,151 cooling and 2,291 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Pulaski County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pulaski County
No other places of this size are published in Pulaski County.
Full Pulaski County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Hawkinsville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Hawkinsville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Hawkinsville I already own here and may sell
Common questions
How much does it cost to own a home in Hawkinsville?
A $149,000 home in Hawkinsville, Georgia costs approximately $1,371 per month with 20% down at 7.24%. That is $812 principal and interest, $131 property tax, $65 homeowners insurance, $239 utilities and $124 set aside for maintenance.
What is the property tax rate in Hawkinsville?
Hawkinsville has an effective property tax rate of 1.054%, based on a median home value of $148,800 and median real estate taxes of $1,569. That is higher than the Pulaski County average of 0.912%.
What is the average home price in Hawkinsville?
The median owner-occupied home value in Hawkinsville, Georgia is $148,800, against $144,300 across Pulaski County.
Is it cheaper to rent or buy in Hawkinsville?
Median gross rent in Hawkinsville is $779 a month, against $1,371 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Hawkinsville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Hawkinsville, Georgia at today's rate takes a household income of roughly $59,000 a year. That covers the full $1,371 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hawkinsville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.