Cost to Own
United StatesLouisianaBossier ParishHaughton Population 4,473 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Haughton, Louisiana

A $214,000 home here costs

$1,766

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,100. The real number is $666 higher every month — 61% more than the payment most buyers budget for.

Haughton median: $214,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $171,200 borrowed $1,100
Property tax0.558% effective rate for Haughton itself $100
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $193
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $178
Total monthly $1,766

Haughton against Bossier Parish and Louisiana

MeasureHaughtonBossier Parish
Median home value$214,100$215,100
Median property tax$1,195$1,380
Effective tax rate0.558%0.642%
Median gross rent$1,012$1,168
Population4,473129,134

The weather behind that power bill

Haughton sits in Bossier Parish, which averages a high of 93.0°F in its hottest month and a low of 34.2°F in its coldest, with 54.01" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,322 cooling and 2,517 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Bossier Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bossier Parish

Full Bossier Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Haughton?

A $214,000 home in Haughton, Louisiana costs approximately $1,766 per month with 20% down at 6.66%. That is $1,100 principal and interest, $100 property tax, $193 homeowners insurance, $195 utilities and $178 set aside for maintenance.

What is the property tax rate in Haughton?

Haughton has an effective property tax rate of 0.558%, based on a median home value of $214,100 and median real estate taxes of $1,195. That is lower than the Bossier Parish average of 0.642%.

What is the average home price in Haughton?

The median owner-occupied home value in Haughton, Louisiana is $214,100, against $215,100 across Bossier Parish.

Is it cheaper to rent or buy in Haughton?

Median gross rent in Haughton is $1,012 a month, against $1,766 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Haughton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology