Cost to Own
United StatesTexasTarrant CountyHaslet Population 2,710 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Haslet, Texas

A $557,000 home here costs

$4,601

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,864. The real number is $1,738 higher every month — 61% more than the payment most buyers budget for.

Haslet median: $556,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $445,600 borrowed $2,864
Property tax1.485% effective rate for Haslet itself $689
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $369
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $464
Total monthly $4,601

Haslet against Tarrant County and Texas

MeasureHasletTarrant County
Median home value$556,700$294,100
Median property tax$8,267$5,211
Effective tax rate1.485%1.772%
Median gross rent$1,786$1,447
Population2,7102,135,743

Haslet extends across 2 counties. Figures here use Tarrant County, where most of its housing sits.

The weather behind that power bill

Haslet sits in Tarrant County, which averages a high of 97.1°F in its hottest month and a low of 37.9°F in its coldest, with 38.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 3,125 cooling and 1,992 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Tarrant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tarrant County

Full Tarrant County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Haslet?

A $557,000 home in Haslet, Texas costs approximately $4,601 per month with 20% down at 6.66%. That is $2,864 principal and interest, $689 property tax, $369 homeowners insurance, $216 utilities and $464 set aside for maintenance.

What is the property tax rate in Haslet?

Haslet has an effective property tax rate of 1.485%, based on a median home value of $556,700 and median real estate taxes of $8,267. That is lower than the Tarrant County average of 1.772%.

What is the average home price in Haslet?

The median owner-occupied home value in Haslet, Texas is $556,700, against $294,100 across Tarrant County.

Is it cheaper to rent or buy in Haslet?

Median gross rent in Haslet is $1,786 a month, against $4,601 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Haslet — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology