Total monthly cost of ownership
Cost to Own a Home in Haskell, Texas
A $105,000 home here costs
$1,036per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $540. The real number is $497 higher every month — 92% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Haskell against Haskell County and Texas
| Measure | Haskell | Haskell County |
|---|---|---|
| Median home value | $105,100 | $92,000 |
| Median property tax | $1,488 | $1,028 |
| Effective tax rate | 1.416% | 1.117% |
| Median gross rent | $811 | $824 |
| Population | 3,038 | 5,390 |
The weather behind that power bill
Haskell sits in Haskell County, which averages a high of 95.4°F in its hottest month and a low of 28.9°F in its coldest, with 26.95" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,314 cooling and 2,967 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Haskell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Haskell County
No other places of this size are published in Haskell County.
Common questions
How much does it cost to own a home in Haskell?
A $105,000 home in Haskell, Texas costs approximately $1,036 per month with 20% down at 6.66%. That is $540 principal and interest, $124 property tax, $69 homeowners insurance, $216 utilities and $88 set aside for maintenance.
What is the property tax rate in Haskell?
Haskell has an effective property tax rate of 1.416%, based on a median home value of $105,100 and median real estate taxes of $1,488. That is higher than the Haskell County average of 1.117%.
What is the average home price in Haskell?
The median owner-occupied home value in Haskell, Texas is $105,100, against $92,000 across Haskell County.
Is it cheaper to rent or buy in Haskell?
Median gross rent in Haskell is $811 a month, against $1,036 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Haskell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.