Total monthly cost of ownership
Cost to Own a Home in Hampton, Arkansas
A $86,000 home here costs
$808per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $442. The real number is $366 higher every month — 83% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hampton against Calhoun County and Arkansas
| Measure | Hampton | Calhoun County |
|---|---|---|
| Median home value | $86,300 | $97,300 |
| Median property tax | $395 | $485 |
| Effective tax rate | 0.458% | 0.498% |
| Median gross rent | $950 | $822 |
| Population | 1,185 | 4,717 |
The weather behind that power bill
Hampton sits in Calhoun County, which averages a high of 93.6°F in its hottest month and a low of 33.6°F in its coldest, with 52.12" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,283 cooling and 2,558 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Calhoun County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Calhoun County
No other places of this size are published in Calhoun County.
Full Calhoun County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Hampton?
A $86,000 home in Hampton, Arkansas costs approximately $808 per month with 20% down at 6.66%. That is $442 principal and interest, $33 property tax, $64 homeowners insurance, $197 utilities and $72 set aside for maintenance.
What is the property tax rate in Hampton?
Hampton has an effective property tax rate of 0.458%, based on a median home value of $86,300 and median real estate taxes of $395. That is lower than the Calhoun County average of 0.498%.
What is the average home price in Hampton?
The median owner-occupied home value in Hampton, Arkansas is $86,300, against $97,300 across Calhoun County.
Is it cheaper to rent or buy in Hampton?
Median gross rent in Hampton is $950 a month, against $808 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hampton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.