Total monthly cost of ownership
Cost to Own a Home in Hallsville, Missouri
A $167,000 home here costs
$1,417per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $859. The real number is $559 higher every month — 65% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hallsville against Boone County and Missouri
| Measure | Hallsville | Boone County |
|---|---|---|
| Median home value | $167,000 | $254,100 |
| Median property tax | $1,698 | $2,232 |
| Effective tax rate | 1.017% | 0.878% |
| Median gross rent | $989 | $1,060 |
| Population | 2,049 | 185,874 |
The weather behind that power bill
Hallsville sits in Boone County, which averages a high of 88.6°F in its hottest month and a low of 22.5°F in its coldest, with 44.82" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,487 cooling and 4,668 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Boone County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Boone County
Common questions
How much does it cost to own a home in Hallsville?
A $167,000 home in Hallsville, Missouri costs approximately $1,417 per month with 20% down at 6.66%. That is $859 principal and interest, $142 property tax, $87 homeowners insurance, $191 utilities and $139 set aside for maintenance.
What is the property tax rate in Hallsville?
Hallsville has an effective property tax rate of 1.017%, based on a median home value of $167,000 and median real estate taxes of $1,698. That is higher than the Boone County average of 0.878%.
What is the average home price in Hallsville?
The median owner-occupied home value in Hallsville, Missouri is $167,000, against $254,100 across Boone County.
Is it cheaper to rent or buy in Hallsville?
Median gross rent in Hallsville is $989 a month, against $1,417 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hallsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.