Total monthly cost of ownership
Cost to Own a Home in Hallettsville, Texas
A $154,000 home here costs
$1,414per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $792. The real number is $622 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Hallettsville against Lavaca County and Texas
| Measure | Hallettsville | Lavaca County |
|---|---|---|
| Median home value | $154,300 | $220,900 |
| Median property tax | $2,121 | $2,113 |
| Effective tax rate | 1.375% | 0.957% |
| Median gross rent | $888 | $879 |
| Population | 2,744 | 20,479 |
The weather behind that power bill
Hallettsville sits in Lavaca County, which averages a high of 97.5°F in its hottest month and a low of 44.6°F in its coldest, with 40.42" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,587 cooling and 1,112 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Lavaca County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lavaca County
Common questions
How much does it cost to own a home in Hallettsville?
A $154,000 home in Hallettsville, Texas costs approximately $1,414 per month with 20% down at 6.66%. That is $792 principal and interest, $176 property tax, $102 homeowners insurance, $216 utilities and $128 set aside for maintenance.
What is the property tax rate in Hallettsville?
Hallettsville has an effective property tax rate of 1.375%, based on a median home value of $154,300 and median real estate taxes of $2,121. That is higher than the Lavaca County average of 0.957%.
What is the average home price in Hallettsville?
The median owner-occupied home value in Hallettsville, Texas is $154,300, against $220,900 across Lavaca County.
Is it cheaper to rent or buy in Hallettsville?
Median gross rent in Hallettsville is $888 a month, against $1,414 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Hallettsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.