Cost to Own
United StatesAlabamaMarion CountyHaleyville Population 4,283 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Haleyville, Alabama

A $96,000 home here costs

$882

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $494. The real number is $388 higher every month — 79% more than the payment most buyers budget for.

Haleyville median: $96,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,800 borrowed $494
Property tax0.302% effective rate for Haleyville itself $24
Homeowners insuranceAlabama averages $1,610/yr (NAIC), or 0.819% of home value $66
Electricity16.77¢/kWh — Alabama residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $80
Total monthly $882

Haleyville against Marion County and Alabama

MeasureHaleyvilleMarion County
Median home value$96,300$104,300
Median property tax$291$308
Effective tax rate0.302%0.295%
Median gross rent$713$583
Population4,28329,190

Haleyville extends across 2 counties. Figures here use Marion County, where most of its housing sits.

The weather behind that power bill

Haleyville sits in Marion County, which averages a high of 91.5°F in its hottest month and a low of 28.3°F in its coldest, with 61.71" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,782 cooling and 3,303 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in Alabama

Common questions

How much does it cost to own a home in Haleyville?

A $96,000 home in Haleyville, Alabama costs approximately $882 per month with 20% down at 6.66%. That is $494 principal and interest, $24 property tax, $66 homeowners insurance, $219 utilities and $80 set aside for maintenance.

What is the property tax rate in Haleyville?

Haleyville has an effective property tax rate of 0.302%, based on a median home value of $96,300 and median real estate taxes of $291. That is in line with the Marion County average of 0.295%.

What is the average home price in Haleyville?

The median owner-occupied home value in Haleyville, Alabama is $96,300, against $104,300 across Marion County.

Is it cheaper to rent or buy in Haleyville?

Median gross rent in Haleyville is $713 a month, against $882 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Haleyville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Alabama.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology