Cost to Own
United StatesNew HampshireHillsborough CountyGreenville Population 1,102 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Greenville, New Hampshire

A $271,000 home here costs

$2,383

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,393. The real number is $990 higher every month — 71% more than the payment most buyers budget for.

Greenville median: $271,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $216,800 borrowed $1,393
Property tax1.695% effective rate for Greenville itself $383
Homeowners insuranceNew Hampshire averages $1,090/yr (NAIC), or 0.298% of home value $67
Electricity27.33¢/kWh — New Hampshire residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $226
Total monthly $2,383

Greenville against Hillsborough County and New Hampshire

MeasureGreenvilleHillsborough County
Median home value$271,300$385,500
Median property tax$4,598$6,791
Effective tax rate1.695%1.762%
Median gross rent$1,199$1,532
Population1,102424,732

The weather behind that power bill

Greenville sits in Hillsborough County, which averages a high of 83.4°F in its hottest month and a low of 14.3°F in its coldest, with 46.04" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 546 cooling and 6,825 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Hillsborough County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Hillsborough County

Full Hillsborough County cost breakdown · Every county in New Hampshire

Common questions

How much does it cost to own a home in Greenville?

A $271,000 home in Greenville, New Hampshire costs approximately $2,383 per month with 20% down at 6.66%. That is $1,393 principal and interest, $383 property tax, $67 homeowners insurance, $314 utilities and $226 set aside for maintenance.

What is the property tax rate in Greenville?

Greenville has an effective property tax rate of 1.695%, based on a median home value of $271,300 and median real estate taxes of $4,598. That is lower than the Hillsborough County average of 1.762%.

What is the average home price in Greenville?

The median owner-occupied home value in Greenville, New Hampshire is $271,300, against $385,500 across Hillsborough County.

Is it cheaper to rent or buy in Greenville?

Median gross rent in Greenville is $1,199 a month, against $2,383 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Greenville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New Hampshire.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology