Total monthly cost of ownership
Cost to Own a Home in Greensburg, Louisiana
A $192,000 home here costs
$1,556per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $987. The real number is $569 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Greensburg against St. Helena Parish and Louisiana
| Measure | Greensburg | St. Helena Parish |
|---|---|---|
| Median home value | $191,800 | $106,400 |
| Median property tax | $490 | $448 |
| Effective tax rate | 0.255% | 0.421% |
| Median gross rent | $218 | $802 |
| Population | 1,050 | 10,849 |
The weather behind that power bill
Greensburg sits in St. Helena Parish, which averages a high of 91.6°F in its hottest month and a low of 38.6°F in its coldest, with 63.8" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,459 cooling and 1,821 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for St. Helena Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in St. Helena Parish
No other places of this size are published in St. Helena Parish.
Full St. Helena Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Greensburg?
A $192,000 home in Greensburg, Louisiana costs approximately $1,556 per month with 20% down at 6.66%. That is $987 principal and interest, $41 property tax, $173 homeowners insurance, $195 utilities and $160 set aside for maintenance.
What is the property tax rate in Greensburg?
Greensburg has an effective property tax rate of 0.255%, based on a median home value of $191,800 and median real estate taxes of $490. That is lower than the St. Helena Parish average of 0.421%.
What is the average home price in Greensburg?
The median owner-occupied home value in Greensburg, Louisiana is $191,800, against $106,400 across St. Helena Parish.
Is it cheaper to rent or buy in Greensburg?
Median gross rent in Greensburg is $218 a month, against $1,556 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Greensburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.