Total monthly cost of ownership
Cost to Own a Home in Greenleaf, Idaho
A $340,000 home here costs
$2,415per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,748. The real number is $667 higher every month — 38% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Greenleaf against Canyon County and Idaho
| Measure | Greenleaf | Canyon County |
|---|---|---|
| Median home value | $339,600 | $350,300 |
| Median property tax | $1,661 | $1,996 |
| Effective tax rate | 0.489% | 0.570% |
| Median gross rent | $1,552 | $1,259 |
| Population | 1,152 | 242,405 |
The weather behind that power bill
Greenleaf sits in Canyon County, which averages a high of 89.9°F in its hottest month and a low of 24.0°F in its coldest, with 10" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 771 cooling and 5,288 heating degree days, which is what sets the $111 electricity line above.
See the full climate breakdown for Canyon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Canyon County
Common questions
How much does it cost to own a home in Greenleaf?
A $340,000 home in Greenleaf, Idaho costs approximately $2,415 per month with 20% down at 6.66%. That is $1,748 principal and interest, $139 property tax, $66 homeowners insurance, $179 utilities and $283 set aside for maintenance.
What is the property tax rate in Greenleaf?
Greenleaf has an effective property tax rate of 0.489%, based on a median home value of $339,600 and median real estate taxes of $1,661. That is lower than the Canyon County average of 0.570%.
What is the average home price in Greenleaf?
The median owner-occupied home value in Greenleaf, Idaho is $339,600, against $350,300 across Canyon County.
Is it cheaper to rent or buy in Greenleaf?
Median gross rent in Greenleaf is $1,552 a month, against $2,415 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Greenleaf — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Idaho.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.