Total monthly cost of ownership
Cost to Own a Home in Greenfield, Missouri
A $83,000 home here costs
$789per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $427. The real number is $363 higher every month — 85% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Greenfield against Dade County and Missouri
| Measure | Greenfield | Dade County |
|---|---|---|
| Median home value | $82,500 | $157,200 |
| Median property tax | $705 | $1,022 |
| Effective tax rate | 0.855% | 0.650% |
| Median gross rent | $563 | $650 |
| Population | 1,276 | 7,627 |
The weather behind that power bill
Greenfield sits in Dade County, which averages a high of 89.5°F in its hottest month and a low of 22.1°F in its coldest, with 47.25" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,439 cooling and 4,566 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Dade County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dade County
No other places of this size are published in Dade County.
Common questions
How much does it cost to own a home in Greenfield?
A $83,000 home in Greenfield, Missouri costs approximately $789 per month with 20% down at 6.66%. That is $427 principal and interest, $59 property tax, $43 homeowners insurance, $191 utilities and $69 set aside for maintenance.
What is the property tax rate in Greenfield?
Greenfield has an effective property tax rate of 0.855%, based on a median home value of $82,500 and median real estate taxes of $705. That is higher than the Dade County average of 0.650%.
What is the average home price in Greenfield?
The median owner-occupied home value in Greenfield, Missouri is $82,500, against $157,200 across Dade County.
Is it cheaper to rent or buy in Greenfield?
Median gross rent in Greenfield is $563 a month, against $789 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Greenfield — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.