Cost to Own
United StatesTennesseeRobertson CountyGreenbrier Population 6,960 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Greenbrier, Tennessee

A $310,000 home here costs

$2,339

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,594. The real number is $745 higher every month — 47% more than the payment most buyers budget for.

Greenbrier median: $310,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $248,000 borrowed $1,594
Property tax0.613% effective rate for Greenbrier itself $158
Homeowners insuranceTennessee averages $1,368/yr (NAIC), or 0.505% of home value $130
Electricity14.47¢/kWh — Tennessee residential average, EIA $130
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $258
Total monthly $2,339

Greenbrier against Robertson County and Tennessee

MeasureGreenbrierRobertson County
Median home value$310,400$296,700
Median property tax$1,902$1,547
Effective tax rate0.613%0.521%
Median gross rent$1,253$1,176
Population6,96074,291

The weather behind that power bill

Greenbrier sits in Robertson County, which averages a high of 88.5°F in its hottest month and a low of 27.0°F in its coldest, with 53.29" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,545 cooling and 4,028 heating degree days, which is what sets the $130 electricity line above.

See the full climate breakdown for Robertson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Robertson County

Full Robertson County cost breakdown · Every county in Tennessee

Common questions

How much does it cost to own a home in Greenbrier?

A $310,000 home in Greenbrier, Tennessee costs approximately $2,339 per month with 20% down at 6.66%. That is $1,594 principal and interest, $158 property tax, $130 homeowners insurance, $198 utilities and $258 set aside for maintenance.

What is the property tax rate in Greenbrier?

Greenbrier has an effective property tax rate of 0.613%, based on a median home value of $310,400 and median real estate taxes of $1,902. That is higher than the Robertson County average of 0.521%.

What is the average home price in Greenbrier?

The median owner-occupied home value in Greenbrier, Tennessee is $310,400, against $296,700 across Robertson County.

Is it cheaper to rent or buy in Greenbrier?

Median gross rent in Greenbrier is $1,253 a month, against $2,339 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Greenbrier — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Tennessee.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology