Total monthly cost of ownership
Cost to Own a Home in Green Valley, South Dakota
A $232,000 home here costs
$1,926per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,193. The real number is $733 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Green Valley against Pennington County and South Dakota
| Measure | Green Valley | Pennington County |
|---|---|---|
| Median home value | $232,100 | $270,400 |
| Median property tax | $2,693 | $3,049 |
| Effective tax rate | 1.160% | 1.128% |
| Median gross rent | — | $1,066 |
| Population | 1,503 | 112,081 |
The weather behind that power bill
Green Valley sits in Pennington County, which averages a high of 86.4°F in its hottest month and a low of 12.7°F in its coldest, with 17.44" of precipitation a year and 49% of it in a single three-month stretch. That climate drives 607 cooling and 7,252 heating degree days, which is what sets the $141 electricity line above.
See the full climate breakdown for Pennington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pennington County
Full Pennington County cost breakdown · Every county in South Dakota
Common questions
How much does it cost to own a home in Green Valley?
A $232,000 home in Green Valley, South Dakota costs approximately $1,926 per month with 20% down at 6.66%. That is $1,193 principal and interest, $224 property tax, $106 homeowners insurance, $209 utilities and $193 set aside for maintenance.
What is the property tax rate in Green Valley?
Green Valley has an effective property tax rate of 1.160%, based on a median home value of $232,100 and median real estate taxes of $2,693. That is higher than the Pennington County average of 1.128%.
What is the average home price in Green Valley?
The median owner-occupied home value in Green Valley, South Dakota is $232,100, against $270,400 across Pennington County.
Is it cheaper to rent or buy in Green Valley?
Rent data is not published for Green Valley at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Green Valley — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Dakota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.