Cost to Own
United StatesVirginiaOrange CountyGordonsville Population 1,527 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Gordonsville, Virginia

A $267,000 home here costs

$2,032

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,373. The real number is $660 higher every month — 48% more than the payment most buyers budget for.

Gordonsville median: $267,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $213,600 borrowed $1,373
Property tax0.653% effective rate for Gordonsville itself $145
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $66
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $223
Total monthly $2,032

Gordonsville against Orange County and Virginia

MeasureGordonsvilleOrange County
Median home value$267,200$337,300
Median property tax$1,745$2,048
Effective tax rate0.653%0.607%
Median gross rent$949$1,145
Population1,52737,208

The weather behind that power bill

Gordonsville sits in Orange County, which averages a high of 86.5°F in its hottest month and a low of 25.3°F in its coldest, with 43.74" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,198 cooling and 4,425 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Orange County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Orange County

Full Orange County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Gordonsville?

A $267,000 home in Gordonsville, Virginia costs approximately $2,032 per month with 20% down at 6.66%. That is $1,373 principal and interest, $145 property tax, $66 homeowners insurance, $226 utilities and $223 set aside for maintenance.

What is the property tax rate in Gordonsville?

Gordonsville has an effective property tax rate of 0.653%, based on a median home value of $267,200 and median real estate taxes of $1,745. That is higher than the Orange County average of 0.607%.

What is the average home price in Gordonsville?

The median owner-occupied home value in Gordonsville, Virginia is $267,200, against $337,300 across Orange County.

Is it cheaper to rent or buy in Gordonsville?

Median gross rent in Gordonsville is $949 a month, against $2,032 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Gordonsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology