Cost to Own
United StatesNebraskaSheridan CountyGordon Population 1,646 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Gordon, Nebraska

A $93,000 home here costs

$927

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $478. The real number is $449 higher every month — 94% more than the payment most buyers budget for.

Gordon median: $93,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $74,400 borrowed $478
Property tax1.585% effective rate for Gordon itself $123
Homeowners insuranceNebraska averages $1,684/yr (NAIC), or 0.755% of home value $59
Electricity13.59¢/kWh — Nebraska residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $78
Total monthly $927

Gordon against Sheridan County and Nebraska

MeasureGordonSheridan County
Median home value$93,300$102,900
Median property tax$1,479$1,416
Effective tax rate1.585%1.376%
Median gross rent$679$771
Population1,6465,058

The weather behind that power bill

Gordon sits in Sheridan County, which averages a high of 91.0°F in its hottest month and a low of 12.7°F in its coldest, with 15.22" of precipitation a year and 47% of it in a single three-month stretch. That climate drives 808 cooling and 6,848 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Sheridan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Sheridan County

No other places of this size are published in Sheridan County.

Full Sheridan County cost breakdown · Every county in Nebraska

Common questions

How much does it cost to own a home in Gordon?

A $93,000 home in Gordon, Nebraska costs approximately $927 per month with 20% down at 6.66%. That is $478 principal and interest, $123 property tax, $59 homeowners insurance, $190 utilities and $78 set aside for maintenance.

What is the property tax rate in Gordon?

Gordon has an effective property tax rate of 1.585%, based on a median home value of $93,300 and median real estate taxes of $1,479. That is higher than the Sheridan County average of 1.376%.

What is the average home price in Gordon?

The median owner-occupied home value in Gordon, Nebraska is $93,300, against $102,900 across Sheridan County.

Is it cheaper to rent or buy in Gordon?

Median gross rent in Gordon is $679 a month, against $927 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Gordon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nebraska.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology