Cost to Own
United StatesGeorgiaWilkinson CountyGordon Population 2,186 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Gordon, Georgia

A $89,000 home here costs

$871

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $458. The real number is $413 higher every month — 90% more than the payment most buyers budget for.

Gordon median: $89,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $71,200 borrowed $458
Property tax1.210% effective rate for Gordon itself $90
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $39
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $74
Total monthly $871

Gordon against Wilkinson County and Georgia

MeasureGordonWilkinson County
Median home value$89,100$90,800
Median property tax$1,078$801
Effective tax rate1.210%0.882%
Median gross rent$541$766
Population2,1868,795

The weather behind that power bill

Gordon sits in Wilkinson County, which averages a high of 92.0°F in its hottest month and a low of 35.7°F in its coldest, with 46.77" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,182 cooling and 2,241 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Wilkinson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wilkinson County

No other places of this size are published in Wilkinson County.

Full Wilkinson County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Gordon?

A $89,000 home in Gordon, Georgia costs approximately $871 per month with 20% down at 6.66%. That is $458 principal and interest, $90 property tax, $39 homeowners insurance, $210 utilities and $74 set aside for maintenance.

What is the property tax rate in Gordon?

Gordon has an effective property tax rate of 1.210%, based on a median home value of $89,100 and median real estate taxes of $1,078. That is higher than the Wilkinson County average of 0.882%.

What is the average home price in Gordon?

The median owner-occupied home value in Gordon, Georgia is $89,100, against $90,800 across Wilkinson County.

Is it cheaper to rent or buy in Gordon?

Median gross rent in Gordon is $541 a month, against $871 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Gordon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology