Total monthly cost of ownership
Cost to Own a Home in Goliad, Texas
A $178,000 home here costs
$1,575per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $915. The real number is $660 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Goliad against Goliad County and Texas
| Measure | Goliad | Goliad County |
|---|---|---|
| Median home value | $178,100 | $182,800 |
| Median property tax | $2,140 | $1,892 |
| Effective tax rate | 1.202% | 1.035% |
| Median gross rent | $720 | $724 |
| Population | 1,551 | 7,096 |
The weather behind that power bill
Goliad sits in Goliad County, which averages a high of 96.1°F in its hottest month and a low of 43.3°F in its coldest, with 37.21" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,270 cooling and 1,162 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Goliad County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Goliad County
No other places of this size are published in Goliad County.
Common questions
How much does it cost to own a home in Goliad?
A $178,000 home in Goliad, Texas costs approximately $1,575 per month with 20% down at 6.66%. That is $915 principal and interest, $178 property tax, $118 homeowners insurance, $216 utilities and $148 set aside for maintenance.
What is the property tax rate in Goliad?
Goliad has an effective property tax rate of 1.202%, based on a median home value of $178,100 and median real estate taxes of $2,140. That is higher than the Goliad County average of 1.035%.
What is the average home price in Goliad?
The median owner-occupied home value in Goliad, Texas is $178,100, against $182,800 across Goliad County.
Is it cheaper to rent or buy in Goliad?
Median gross rent in Goliad is $720 a month, against $1,575 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Goliad — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.