Total monthly cost of ownership
Cost to Own a Home in Goldendale, Washington
A $194,000 home here costs
$1,527per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $997. The real number is $530 higher every month — 53% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Goldendale against Klickitat County and Washington
| Measure | Goldendale | Klickitat County |
|---|---|---|
| Median home value | $194,100 | $388,700 |
| Median property tax | $1,646 | $2,401 |
| Effective tax rate | 0.848% | 0.618% |
| Median gross rent | $892 | $1,119 |
| Population | 3,458 | 23,082 |
The weather behind that power bill
Goldendale sits in Klickitat County, which averages a high of 86.1°F in its hottest month and a low of 23.8°F in its coldest, with 16.5" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 323 cooling and 6,483 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Klickitat County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Klickitat County
Full Klickitat County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in Goldendale?
A $194,000 home in Goldendale, Washington costs approximately $1,527 per month with 20% down at 6.66%. That is $997 principal and interest, $137 property tax, $29 homeowners insurance, $202 utilities and $162 set aside for maintenance.
What is the property tax rate in Goldendale?
Goldendale has an effective property tax rate of 0.848%, based on a median home value of $194,100 and median real estate taxes of $1,646. That is higher than the Klickitat County average of 0.618%.
What is the average home price in Goldendale?
The median owner-occupied home value in Goldendale, Washington is $194,100, against $388,700 across Klickitat County.
Is it cheaper to rent or buy in Goldendale?
Median gross rent in Goldendale is $892 a month, against $1,527 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Goldendale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.