Total monthly cost of ownership
Cost to Own a Home in Glouster, Ohio
A $75,000 home here costs
$808per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $386. The real number is $422 higher every month — 110% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Glouster against Athens County and Ohio
| Measure | Glouster | Athens County |
|---|---|---|
| Median home value | $75,300 | $173,800 |
| Median property tax | $1,068 | $2,094 |
| Effective tax rate | 1.418% | 1.205% |
| Median gross rent | $761 | $903 |
| Population | 1,556 | 61,573 |
The weather behind that power bill
Glouster sits in Athens County, which averages a high of 82.4°F in its hottest month and a low of 21.5°F in its coldest, with 41.56" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 767 cooling and 5,386 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Athens County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Athens County
Common questions
How much does it cost to own a home in Glouster?
A $75,000 home in Glouster, Ohio costs approximately $808 per month with 20% down at 6.66%. That is $386 principal and interest, $89 property tax, $28 homeowners insurance, $243 utilities and $63 set aside for maintenance.
What is the property tax rate in Glouster?
Glouster has an effective property tax rate of 1.418%, based on a median home value of $75,300 and median real estate taxes of $1,068. That is higher than the Athens County average of 1.205%.
What is the average home price in Glouster?
The median owner-occupied home value in Glouster, Ohio is $75,300, against $173,800 across Athens County.
Is it cheaper to rent or buy in Glouster?
Median gross rent in Glouster is $761 a month, against $808 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Glouster — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.