Cost to Own
United StatesArkansasPike CountyGlenwood Population 1,746 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Glenwood, Arkansas

A $108,000 home here costs

$986

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $555. The real number is $430 higher every month — 78% more than the payment most buyers budget for.

Glenwood median: $108,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $86,400 borrowed $555
Property tax0.696% effective rate for Glenwood itself $63
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $81
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $90
Total monthly $986

Glenwood against Pike County and Arkansas

MeasureGlenwoodPike County
Median home value$108,300$115,400
Median property tax$754$645
Effective tax rate0.696%0.559%
Median gross rent$645$671
Population1,74610,182

Glenwood extends across 2 counties. Figures here use Pike County, where most of its housing sits.

The weather behind that power bill

Glenwood sits in Pike County, which averages a high of 90.7°F in its hottest month and a low of 28.6°F in its coldest, with 58.35" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,626 cooling and 3,395 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Pike County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pike County

Full Pike County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Glenwood?

A $108,000 home in Glenwood, Arkansas costs approximately $986 per month with 20% down at 6.66%. That is $555 principal and interest, $63 property tax, $81 homeowners insurance, $197 utilities and $90 set aside for maintenance.

What is the property tax rate in Glenwood?

Glenwood has an effective property tax rate of 0.696%, based on a median home value of $108,300 and median real estate taxes of $754. That is higher than the Pike County average of 0.559%.

What is the average home price in Glenwood?

The median owner-occupied home value in Glenwood, Arkansas is $108,300, against $115,400 across Pike County.

Is it cheaper to rent or buy in Glenwood?

Median gross rent in Glenwood is $645 a month, against $986 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Glenwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology