Total monthly cost of ownership
Cost to Own a Home in Glenville, West Virginia
A $95,000 home here costs
$922per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $39,500 a year.
A standard mortgage calculator would have told you $518. The real number is $404 higher every month, 78% more than the payment most buyers budget for.
Compare Gilmer County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Glenville from a five-year rolling sample, and with about 1,049 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Gilmer County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Glenville against Gilmer County and West Virginia
| Measure | Glenville | Gilmer County |
|---|---|---|
| Median home value | $95,000 | $83,300 |
| Median property tax | $471 | $422 |
| Effective tax rate | 0.496% | 0.507% |
| Median gross rent | $852 | $764 |
| Population | 1,049 | 7,376 |
The weather behind that power bill
Glenville sits in Gilmer County, which averages a high of 85.2°F in its hottest month and a low of 22.4°F in its coldest, with 47.11" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 943 cooling and 4,959 heating degree days, which is what sets the $168 electricity line above.
See the full climate breakdown for Gilmer County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Gilmer County
No other places of this size are published in Gilmer County.
Full Gilmer County cost breakdown · Every county in West Virginia
Talk to someone who works this market
These are Glenville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Glenville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Glenville I already own here and may sell
Common questions
How much does it cost to own a home in Glenville?
A $95,000 home in Glenville, West Virginia costs approximately $922 per month with 20% down at 7.24%. That is $518 principal and interest, $39 property tax, $50 homeowners insurance, $236 utilities and $79 set aside for maintenance.
What is the property tax rate in Glenville?
Glenville has an effective property tax rate of 0.496%, based on a median home value of $95,000 and median real estate taxes of $471. That is lower than the Gilmer County average of 0.507%.
What is the average home price in Glenville?
The median owner-occupied home value in Glenville, West Virginia is $95,000, against $83,300 across Gilmer County.
Is it cheaper to rent or buy in Glenville?
Median gross rent in Glenville is $852 a month, against $922 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Glenville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Glenville, West Virginia at today's rate takes a household income of roughly $39,500 a year. That covers the full $922 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Glenville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for West Virginia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.