Cost to Own
United StatesWest VirginiaGilmer CountyGlenville Population 1,049 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Glenville, West Virginia

A $95,000 home here costs

$876

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $488. The real number is $387 higher every month — 79% more than the payment most buyers budget for.

Glenville median: $95,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $76,000 borrowed $488
Property tax0.496% effective rate for Glenville itself $39
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $50
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $79
Total monthly $876

Glenville against Gilmer County and West Virginia

MeasureGlenvilleGilmer County
Median home value$95,000$83,300
Median property tax$471$422
Effective tax rate0.496%0.507%
Median gross rent$852$764
Population1,0497,376

The weather behind that power bill

Glenville sits in Gilmer County, which averages a high of 85.2°F in its hottest month and a low of 22.4°F in its coldest, with 47.11" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 943 cooling and 4,959 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Gilmer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Gilmer County

No other places of this size are published in Gilmer County.

Full Gilmer County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Glenville?

A $95,000 home in Glenville, West Virginia costs approximately $876 per month with 20% down at 6.66%. That is $488 principal and interest, $39 property tax, $50 homeowners insurance, $219 utilities and $79 set aside for maintenance.

What is the property tax rate in Glenville?

Glenville has an effective property tax rate of 0.496%, based on a median home value of $95,000 and median real estate taxes of $471. That is lower than the Gilmer County average of 0.507%.

What is the average home price in Glenville?

The median owner-occupied home value in Glenville, West Virginia is $95,000, against $83,300 across Gilmer County.

Is it cheaper to rent or buy in Glenville?

Median gross rent in Glenville is $852 a month, against $876 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Glenville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology