Total monthly cost of ownership
Cost to Own a Home in Glendive, Montana
A $177,000 home here costs
$1,500per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $910. The real number is $590 higher every month — 65% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Glendive against Dawson County and Montana
| Measure | Glendive | Dawson County |
|---|---|---|
| Median home value | $176,900 | $187,400 |
| Median property tax | $2,178 | $2,199 |
| Effective tax rate | 1.231% | 1.173% |
| Median gross rent | $832 | $823 |
| Population | 4,831 | 8,874 |
The weather behind that power bill
Glendive sits in Dawson County, which averages a high of 87.7°F in its hottest month and a low of 9.2°F in its coldest, with 14.89" of precipitation a year and 48% of it in a single three-month stretch. That climate drives 751 cooling and 7,417 heating degree days, which is what sets the $132 electricity line above.
See the full climate breakdown for Dawson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Dawson County
Common questions
How much does it cost to own a home in Glendive?
A $177,000 home in Glendive, Montana costs approximately $1,500 per month with 20% down at 6.66%. That is $910 principal and interest, $182 property tax, $61 homeowners insurance, $200 utilities and $148 set aside for maintenance.
What is the property tax rate in Glendive?
Glendive has an effective property tax rate of 1.231%, based on a median home value of $176,900 and median real estate taxes of $2,178. That is higher than the Dawson County average of 1.173%.
What is the average home price in Glendive?
The median owner-occupied home value in Glendive, Montana is $176,900, against $187,400 across Dawson County.
Is it cheaper to rent or buy in Glendive?
Median gross rent in Glendive is $832 a month, against $1,500 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Glendive — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Montana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.